Run the numbers on the spot — monthly payment, what a buyer can afford, and a seller's net proceeds. Share the result in a listing presentation or CMA.
Loan details
$
$
%
yrs
Estimated monthly payment
$—
Principal & interest$—
Est. taxes + insurance$—
Total monthly$—
Loan amount$—
P&I is exact; taxes+insurance estimated at 1.4% of price/yr. Adjust for your county.
Buyer profile
$
$
$
%
Estimated home price you can afford
$—
Max monthly payment (36% DTI)$—
Supported loan amount$—
+ your down payment$—
Uses a 36% back-end DTI and est. taxes+insurance. A lender pre-approval is the real number.
Sale details
$
$
%
$
Estimated net proceeds
$—
Sale price$—
− Commission$—
− Mortgage payoff$—
− Closing costs$—
Net to seller$—
Estimate — final figures come from the title company's settlement statement.